Back to Playbooks
insuranceLast Reviewed: 2026-10-05
Lamorinda Insurance Navigation Guide
Difficulty
intermediate
Est. Time
3-5 days
Est. Cost
Variable
Free account required
Sign up free to read this playbook
Lamorinda Insurance Navigation Guide is part of our step-by-step playbook library. Create a free account to read the full guide and get tailored recommendations for your home.
What has changed in this article
October 5, 2026
FAIR Plan rates change October 15: an average 29.1% increase for new and renewing policies. Added what that means, your right to see and appeal your wildfire risk score, and links to the official sources.
- New section: FAIR Plan rate change on October 15, 2026.
- Replaced the out-of-date April 1st deadline item with the Sustainable Insurance Strategy, as the Department of Insurance describes it.
- Added your right to ask for your wildfire risk score and appeal it.
- Added a disclaimer and links to the Department of Insurance and the FAIR Plan.